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Home 首頁 > FAQ 常見問題 > Is it possible to apply for a mortgage loan against a deed of gift? 送契可否做按揭?

Is it possible to apply for a mortgage loan against a deed of gift?
送契可否做按揭?

In general, properties obtained through a deed of gift are eligible for mortgage loans 3 years after the title transferred. Under special circumstances, BY Finance may exercise discretion for transfers less than 3 years.
一般情況下送契滿3年便可辦理按揭,特別情況下,本公司亦會彈性處理,少於3年亦可接受申請。