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Home 首頁 > FAQ 常見問題 > How is BY Finance different from the mortgage loan services offered by banks?寶元財務與銀行的物業貸款服務有何分別?

How is BY Finance different from the mortgage loan services offered by banks?
寶元財務與銀行的物業貸款服務有何分別?

Credit history does not affect the approval results. All is set in one working day. No income proof is required, no financial statement is required for business, few documents are needed; title deeds/mortgage repayment statement, demand for rates, and demand for management fees The loan tenure is flexible, from 3 to 20 years. Customers may decide the loan tenure based on their repayment ability.
過往信貸紀錄不影響審批結果,一個工作天辦妥,無須入息證明,做生意無需提供財務報表,申請物業貸款只需要準備簡單文件,物業現契/按揭供款單、差餉單、管理費單。還款期可靈活安排,年期可短至3個,客戶可根據自己的供款能力決定還款年期。